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30 YEAR FIXED (CONFORMING(1) LOAN RATE)
INTEREST RATE: 3.875%
ANNUAL PERCENTAGE RATE (APR): 4.051%
MONTHLY PAYMENT: $846.43
PAYMENT TERM: 30 YEARS
LOAN AMOUNT: $180,000
EST. PREPAID FINANCE CHARGES: $3,800
DOWN PAYMENT: 25%
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15 YEAR FIXED (CONFORMING(1) LOAN RATE)
INTEREST RATE: 3.0%
ANNUAL PERCENTAGE RATE (APR): 3.308%
MONTHLY PAYMENT: $1,243.05
PAYMENT TERM: 15 YEARS
LOAN AMOUNT: $180,000
EST. PREPAID FINANCE CHARGES: $3,800
DOWN PAYMENT: 25%
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30 YEAR FIXED (FHA)
INTEREST RATE: 3.625%
ANNUAL PERCENTAGE RATE (APR): 4.686%
MONTHLY PAYMENT: $1,021.16
PAYMENT TERM: 30 YEARS
LOAN AMOUNT: $180,000
EST. PREPAID FINANCE CHARGES: $3,800
DOWN PAYMENT: 3.5%
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Be aware that mortgage rates can change without notice and apply
only in certain conditions. The APR for the loan products shown
reflects the interest rates and estimated prepaid finance charges
which include 1% of your loan amount to be paid toward the loan
origination charge, but does not include all closing costs or
discount points. The displayed rates assume that you're
refinancing a single-family primary residence with a 90-day-lock.
These mortgage rates are based upon a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing.
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