changed by selalu ada solusi
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Today's Rates: July 07, 2011
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30 YEAR FIXED (CONFORMING(1) LOAN RATE)
INTEREST RATE: 4.75%
ANNUAL PERCENTAGE RATE (APR): 4.939%
MONTHLY PAYMENT: $912.89
PAYMENT TERM: 30 YEARS
LOAN AMOUNT: $175,000
EST. PREPAID FINANCE CHARGES: $3,750
DOWN PAYMENT: 25%
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15 YEAR FIXED (CONFORMING(1) LOAN RATE)
INTEREST RATE: 3.875%
ANNUAL PERCENTAGE RATE (APR): 4.195%
MONTHLY PAYMENT: $1,283.52
PAYMENT TERM: 15 YEARS
LOAN AMOUNT: $175,000
EST. PREPAID FINANCE CHARGES: $3,750
DOWN PAYMENT: 25%
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30 YEAR FIXED (FHA)
INTEREST RATE: 4.625%
ANNUAL PERCENTAGE RATE (APR): 5.657%
MONTHLY PAYMENT: $1,075.25
PAYMENT TERM: 30 YEARS
LOAN AMOUNT: $175,000
EST. PREPAID FINANCE CHARGES: $3,750
DOWN PAYMENT: 3.5%
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Be aware that mortgage rates can change without notice and apply
only in certain conditions. The APR for the loan products shown
reflects the interest rates and estimated prepaid finance charges
which include 1% of your loan amount to be paid toward the loan
origination charge, but does not include all closing costs or
discount points. The displayed rates assume that you're
purchasing a single-family primary residence with a 60-day-lock.
These mortgage rates are based upon a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing.
The monthly payment amount displayed includes principal and interest only. The payment amount does not include homeowner's insurance or property taxes which must be paid in addition to your loan payment.
Conventional loans with a down payment less than 20% require mortgage insurance which could increase the monthly payment and APR.
FHA loans require both an upfront and an annual mortgage insurance premium. The upfront fee is $1,750.00. The annual premium varies based on individual credit scores, your loan-to-value ratio and the loan term. For the FHA loan, a mortgage insurance payment has been added to the monthly principal and interest payment displayed above.
(1) Conforming loan amounts for certain loan products have increased in federally designated metropolitan areas. Larger limits available in the state of Hawaii. To find out if these new loan limits can help meet your needs, contact us.
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Close on Time or We Pay You!
When you're relocating or buying a home, you want to reduce uncertainties. That's why Wells Fargo Home Mortgage provides our exclusive Wells Fargo Closing Guarantee(SM):
We will close your loan on or before the closing date stated in your original purchase contract or we'll write you a check equal to your first month's principal-and-interest payment(1).
Our Wells Fargo Closing Guarantee reflects our commitment to excellence and to you. As one of the nation's leading residential mortgage lenders, we have on-time closing down to a science. On the rare occasion when our timing is off, we'll make up for small delays in a big way.
> Get a Preapproval or a Free Prequalification
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(1) Other terms and conditions apply. Ask a home mortgage consultant for details.
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Invest In Your Future
Whether you plan to buy your first home, second home or an investment property, understand the fundamentals of mortgage financing. Register to attend a free Homebuyer Workshop, and get face-to-face advice from specialists in your area.
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Get Preapproved
Shop for a home with confidence. Getting preapproved can be a good move because it shows sellers you are a serious homebuyer. Get started today or call 208-765-3004.
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Coeur D'alene
Office: 208-765-3004
Fax: 208-765-3303
Contact Us: https://www.benefits-mortgage.com/affinity/contactUs.wfm?suffix=id-coeurdalenebranch-coeurdalene&dm=
2500 GOVERNMENT WAY
COEUR D ALENE, ID 83814
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Wells Fargo & Company Headquarters:
420 Montgomery St.
San Francisco, CA 94104
Equal Housing Lender
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. (C) 1999-2011 Wells Fargo Bank. All Rights Reserved. NMLSR ID 399801
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