Your Wells Fargo Mortgage Rate Monitor(SM) Alert

Wells Fargo Mortgage Rate Monitor(SM) Alerts

Today's Rates: July 08, 2011

-----------------------------------------------------------------
30 YEAR FIXED (CONFORMING(1) LOAN RATE)
INTEREST RATE: 4.625%
ANNUAL PERCENTAGE RATE (APR): 4.812%
MONTHLY PAYMENT: $899.75
PAYMENT TERM: 30 YEARS
LOAN AMOUNT: $175,000
EST. PREPAID FINANCE CHARGES: $3,750
DOWN PAYMENT: 25%
-----------------------------------------------------------------
15 YEAR FIXED (CONFORMING(1) LOAN RATE)
INTEREST RATE: 3.75%
ANNUAL PERCENTAGE RATE (APR): 4.069%
MONTHLY PAYMENT: $1,272.64
PAYMENT TERM: 15 YEARS
LOAN AMOUNT: $175,000
EST. PREPAID FINANCE CHARGES: $3,750
DOWN PAYMENT: 25%
-----------------------------------------------------------------
30 YEAR FIXED (FHA)
INTEREST RATE: 4.5%
ANNUAL PERCENTAGE RATE (APR): 5.523%
MONTHLY PAYMENT: $1,062.05
PAYMENT TERM: 30 YEARS
LOAN AMOUNT: $175,000
EST. PREPAID FINANCE CHARGES: $3,750
DOWN PAYMENT: 3.5%
-----------------------------------------------------------------
Be aware that mortgage rates can change without notice and apply
only in certain conditions. The APR for the loan products shown
reflects the interest rates and estimated prepaid finance charges
which include 1% of your loan amount to be paid toward the loan
origination charge, but does not include all closing costs or
discount points. The displayed rates assume that you're
purchasing a single-family primary residence with a 60-day-lock.

These mortgage rates are based upon a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing.

The monthly payment amount displayed includes principal and interest only. The payment amount does not include homeowner's insurance or property taxes which must be paid in addition to your loan payment.

Conventional loans with a down payment less than 20% require mortgage insurance which could increase the monthly payment and APR.

FHA loans require both an upfront and an annual mortgage insurance premium. The upfront fee is $1,750.00. The annual premium varies based on individual credit scores, your loan-to-value ratio and the loan term. For the FHA loan, a mortgage insurance payment has been added to the monthly principal and interest payment displayed above.

(1) Conforming loan amounts for certain loan products have increased in federally designated metropolitan areas. Larger limits available in the state of Hawaii. To find out if these new loan limits can help meet your needs, contact us.
https://mortgage.rsys1.net/servlet/cc6?OMouJQCDQYCAVijpgnHlpkQLzbmplPxIthnnLjQJhuV2VYV8wv268231Xzgw0fVollik%3A%2F%2FOOOQILgLMplkquhjlnHnLQJhu%2FHMMpgplP%2FJhglHJl3kQOMu%3FkmMMpzf%3DpKqJhLmjKHtLgLIjHgJoqJhLmjKHtLgL%25TAKu%3DV9fXv3f7G0V9fbGf468RWVXLX


* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Manage Your Most Important Asset Like Never Before

Manage one of your most important assets -- your home -- with a Home Asset Management(SM) Account from Wells Fargo Home Mortgage. We'll combine a home equity line of credit with your first mortgage to give you greater financial control and flexibility in managing your home asset.

As you make principal payments and your home appreciates in value, your credit line may be regularly updated, allowing you to tap into your home's equity as needed.

Learn more or start the application process online. You can also call us at 208-765-3004 so our home mortgage consultants can address your individual needs.

Learn More
https://mortgage.rsys1.net/servlet/cc6?OMouJQCDQYCAVijpgnHlpkQLzbmplPxIthnnLjQJhuV2VTYV9fXv3f7G0V9fbGf468RWVXLX

Start the Application Process Online
https://mortgage.rsys1.net/servlet/cc6?OMouJQCDQYCAVijpgnHlpkQLzbmplPxIthnnLjQJhuV2VTAV9fXv3f7G0V9fbGf468RWVXLX

* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

How Much Are You Eligible to Borrow?
We'll help you determine how much you may be able to borrow so that you can shop for a home with confidence. Contact us for a free prequalification or call us at 208-765-3004.
https://mortgage.rsys1.net/servlet/cc6?OMouJQCDQYCAVijpgnHlpkQLzbmplPxIthnnLjQJhuV2VDV9fXv3f7G0V9fbGf468RWVXLX

* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Homeownership Guides
We offer tips and advice to help you understand many homebuying options. Our library of free Homeownership Guides has information about many home financing situations. Download your free guides.
https://mortgage.rsys1.net/servlet/cc6?OMouJQCDQYCAVijpgnHlpkQLzbmplPxIthnnLjQJhuV2VSRV9fXv3f7G0V9fbGf468RWVXLX

* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *


Coeur D'alene
Office: 208-765-3004
Fax: 208-765-3303
Contact Us: https://www.benefits-mortgage.com/affinity/contactUs.wfm?suffix=id-coeurdalenebranch-coeurdalene&dm=

2500 GOVERNMENT WAY
COEUR D ALENE, ID 83814

Update Your Profile
https://mortgage.rsys1.net/servlet/cc6?OMouJQCDQYCAVijpgnHlpkQLzbmplPxIthnnLjQJhuV2VTV8312b9VSUAYBRDV13zgzgbzcVpKqJhLmjKHtLgLIjHgJoqJhLmjKHtLgLV4zgXy37eb8V5VXLX

Privacy Policy
https://mortgage.rsys1.net/servlet/cc6?OMouJQCDQYCAVijpgnHlpkQLzbmplPxIthnnLjQJhuV2VAVy0bze685Xyweb85XebvdVollik%3A%2F%2FOOOQOMouQJhu%2FthHgk%2FpKqJhLmjKHtLgLIjHgJoqJhLmjKHtLgL%2FijpNHJPQiHnLV9fXv3f7G0V9fbGf468RWVXLX

To unsubscribe from Home Bulletins, please click on the following link:
https://mortgage.rsys1.net/servlet/cc6?OMouJQCDQYCAVijpgnHlpkQLzbmplPxIthnnLjQJhuV2VBV8312b9VSUAYBRDV13zgzgbzcVpKqJhLmjKHtLgLIjHgJoqJhLmjKHtLgLV4zgXy37eb8V5VXLX

For your protection, we remind you that this is an unsecured email service which is not intended for sending confidential or sensitive information. Please do not include your social security number, account number, or any other personal or financial information in the content of the email.

Wells Fargo & Company Headquarters:
420 Montgomery St.
San Francisco, CA 94104

Equal Housing Lender

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. (C) 1999-2011 Wells Fargo Bank. All Rights Reserved. NMLSR ID 399801

Back to Home

 

Testimonial: